Unlock Your First Home with Confidence
Astrid Capital makes your first home loan simple, personalised, and future proofed with ongoing rate reviews and lender negotiation well beyond settlement.
We only get paid, when we save you money.
Proactive alerts for timely refinancing opportunities.
Always on the best rate, effortlessly.
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Ready to own your dream home? Let us guide you through the journey.
Buying your first home should be exciting, not exhausting. At Astrid Capital, we tailor every new home loan for first-time buyers with care, clarity, and long-term value.
We’ll help you access government schemes like the First Home Guarantee and stamp duty exemptions, and secure a low-deposit loan that avoids costly LMI. Instead of settling for one bank’s offering, we compare over 40 lenders to find the best fit for your situation. Whether that means an offset account, flexibility to repay early, or simply a lower rate. And our service doesn’t stop at settlement.
Our AI-powered monitoring keeps you ahead of interest rate changes, better offers, and new government incentives, so your home loan continues to work hard for you for years to come.
Your Journey
Discovery
You share your objectives and financial circumstances, we understand how to effectively securing you the right loan.
Present Loan Options
We negotiate with our 40+ lenders to secure the most competitive rates for your situation to present to you.
Loan Application
We simplify the application process by facilitating seamless bank integration, minimising the number of documents required for submission.
Loan Settlement
You get your home yayyyyy
Ongoing
Although most brokers stop here. This is where Astrid Capital shines. We continue to work for the whole life of your loan.
Our advance monitoring tools are always active, scanning the market every minute for changes, such as interest rate fluctuations, better offers, rising house values, new government schemes, or increased income that could save you money. We'll notify you immediately if there's a savings opportunity.
"I saved over $4,000 a year by refinancing with Astrid Capital. Their proactive service kept me informed about the best rates without any effort on my part."
Trusted by 40+ leading lenders
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FAQs
Your questions about first home loans answered by our expert mortgage brokers.
A mortgage broker acts as an intermediary between you and lenders. We help you navigate the loan process, find the best rates, and handle the paperwork. Our goal is to simplify your experience and save you money.
Astrid Capital leverages advanced AI tools to ensure you always get the best rates. Unlike traditional banks, we continuously monitor your loan and alert you to better deals. Our proactive service means you can focus on what matters most.
We save you money by negotiating better rates and taking advantage of special offers. Our team regularly reviews your loan to ensure you're not overpaying. With our monthly tracking tools, you can stay informed about your home's value and equity.
Refinancing can lead to significant savings over the life of your loan. By securing a lower interest rate, you can reduce your monthly payments and overall interest costs. Our experts will help you determine if refinancing is the right choice for you.
While some fees may apply during the refinancing process, our team is transparent about costs. We work to minimize these fees and maximize your savings. Understanding the full financial picture is essential, and we’ll guide you every step of the way.